The Amazon Business Prime American Express Card is a card that offers a great bonus on your purchases and offers decent cash back for qualifying Amazon Prime members.It currently has a welcome bonus of a $125 Amazon.com gift card + $100 statement credit! Power's 2019 Small Business Credit Card Satisfaction Study. And now thanks to this persistent "glitch", I've got to add additional credit monitoring to my schedule. Also earn 10% back in rebates on your first $1,200 in non-fuel Shell purchases per year. Cardholders get 5% cash back (up to $120,000 spent per year) at: As with many cards, the Amazon Business Prime Card has its own specific niche. Here’s how we weighted those feature sets for the overall star rating of a card: We have applied our proprietary rating methodology to every generally-accepted credit card in the U.S. domestic market to allow consumers to make fully informed choices. If you don’t have a Prime membership you’ll get the Amazon Business American Express Card (Review), which offers less in rewards and a shorter repayment period (it’s also made of metal). Amazon Business Prime American Express Card Review 2020.10 Update: Reminder: the cap of 5% cashback is now effective. Learn more about how we review products and read our advertiser disclosure for how we make money. Amazon unveiled two new American Express-branded credit cards this week aimed at offering rewards and incentives to small business owners — the Amazon Business Prime American Express Card and the Amazon Business American Express Card.This is the Seattle-based company’s first foray into … 948 people found this helpful Yes, its rewards are lower on Amazon purchases—3% cash back rather than the 5% of the Amazon Business American Express Prime—and there is no option with this card to opt for a no-interest period. Prime members enjoy FREE Delivery and exclusive access to music, movies, TV shows, original audio series, and Kindle books. It then suggested that I wait a few minutes and resubmit an application. After submitting all of the most important and private of identity and banking information, the processing page froze for several minutes, before popping up a page that apologized for the error, and stated that as a security feature, my application had been deleted from all amazon servers. There are a myriad of reward and non-reward card options that charge no annual fee but for the many that do assess an annual fee the cost is often justified by their lucrative ongoing rewards and initial signup bonuses. Now if I inquire into the matter, "Amazon" will have no record, as the application/transaction was "deleted from all of the servers." You get the standard $125 Amazon gift card on approval with an eligible Prime membership and you also get a $100 statement credit after you spend $3,000 on the card in the 2% back and 1% back categories in the first 3 months (e.g Amazon purchases do not count). Amex slammed my account with the Pay over time program shut it down and sued me. Amazon Business American Express Card ; Amazon Business Prime American Express Card ; Read more Amazon Credit Cards: Are They Worth It? Prime members, however, should carefully consider the Amazon Business Prime American Express Card. 2020.6 Update: The offer is now $125. There's No Glitch if They've Never Heard of It. 5 points/$1 spent at Toyota dealerships, 2 points/$1 spent on gas, dining and entertainment purchases, 1 point/$1 spent everywhere else Visa is accepted. Eligible Prime Members get a $125 Amazon.com Gift Card upon approval for the Amazon Business Prime American Express Card. This failure has caused much stress and feelings of vulnerability, as I have not only been tricked into submitting my most prized identity information, and promptly lost it into the web. It would not let me submit otherwise. Expert review. Excellent creditcard for Amazon Only purchases. Disabling it will result in some disabled or missing features. Upgrading to the Amazon Prime Store Card. Earn 5 points for every $1 spent at Gap brands. The 5% cash back you can earn with the Amazon Business Prime American Express represents a strong return. Perhaps most importantly, cardholders can earn 3% back on purchases with Amazon.com, Amazon Business, AWS and Whole Foods. So, I did it again - same result. Finally, because it doesn’t impose the foreign-exchange fees of some other cards, the Amazon Business Prime American Express is a helpful card to take along on a trip abroad or to use for purchases from foreign suppliers that are made in their local currency. Earn 5% at Walmart.com, the Walmart app, and on Walmart grocery pickup and delivery. We rate both introductory APR percentage and length (in months) along with the midpoint of the variable regular APR interest rate range. While we make no assumption as to whether balances are carried on a given card we do assign varying weights to all credit cards’ introductory APR (if present) in addition to the regular, long term purchase and balance transfer interest rates. New Amazon Business Prime American Express Card holders receive a $125 Amazon gift card upon approval. Alternatively, your business can be a member of Business Prime, the cost of which varies by the size of your business and the number of card users. Earn 1 point per dollar on all other purchases. We determine the maximum points value of rewards cards by dividing the points, cash back or miles required to exchange for the retail price of the most valuable redemption option (for example, in the case of a card that offers a domestic roundtrip airline ticket as a redemption option vs. another redemption option of lesser value that requires the same amount of points or miles to acquire, we would base the rewards value on the airline ticket). Businesses without Prime who still want to earn on Amazon spending can opt for the plain Amazon Business American Express, a similar card that requires no prime membership. Cards that are selected best overall in their respective categories generally feature most if not all of the following attributes: Credit card fees come in many forms but the primary ones involve those for annual card membership and balance transfer. Earn 2% back on purchases at Walmart stores, Walmart & Murphy USA Fuel Stations, and on dining and travel purchases. Amazon Business Prime AmEx Review: High Rewards or 0% Period Choose between a top rewards rate on Amazon-related purchases or a temporary interest-free window on them. Amazon Business Prime American Express Credit Card: Details and benefits The Amazon Business Prime American Express Credit Card earns you 5 percent back … Still, businesses who expect most months to spend no more than $300 or so on the card, and don’t expect to use its interest-free rewards option, are probably better off looking elsewhere. Not going to fill it out all again! I have spent 38 years trying to get AMEX credit and be it $500 or $5000, I am happy to be approved. I had the same experience as 30 or 40 other applicants. There are other ways to earn rewards as well. Apply Here: Amazon Business American Express Cards. After seeing so many negative reviews associated with a glitch in processing applications from the month prior, I thought to myself, "Well if Amazon is promoting this card via an email, obviously they have the glitch fixed." Power's 2019 Small Business Credit Card Satisfaction Study. The same $300-a-month spending example we set out for Amazon Business American Express Prime above would allow you to earn $90 in the first year without the need to justify an annual fee. I have always loved AMEX and a huge Amazon fan, both for the frictionless yet secure experiences they provide. We rate cards on the number and level of over a dozen standard and upscale benefits and provide extra weighting emphasis for those travel-related perks that apply to premium travel cards when present. The Amazon Business Prime American Express best suits business owners who make a lot of Amazon-related purchases for which they want to receive generous and flexible rewards. So, I tried to apply for the card, got to the 3rd step and could not submit without reviewing the terms & conditions. It's possible to instead decide to take 90 days to repay those purchases without interest. We utilize BLS (U.S. Bureau of Labor Statistics) income and average category spending data to calculate annual earnings rates for rewards cards that offer cash back, points or miles rewards at a set rate on all spending or in consideration of bonus rewards for certain spending categories, like gasoline, groceries, restaurants or travel. AMEX IS A RIP OFF - DO NOT WASTE YOUR TIME, Reviewed in the United States on January 2, 2019. With this card you can get plenty of amazing features such as 5% cash back at Amazon, Whole Foods, Amazon Business, and AWS if you are an Amazon Prime member AWS, Amazon.com and Whole Foods Market, 2% cash back at restaurants, gas stations and on wireless telephone services, and 1% cash back on other qualifying purchases. The other Amazon Visa card is similar to the Amazon Prime Rewards Visa Signature Card in that you can use it elsewhere, but it doesn’t require an Amazon Prime membership. You can also log into your account and live chat with a representative, or send questions and comments to @AskAmex on Twitter. Tried twice. Security and customer service features like lost or stolen card replacement, being able to lock one’s card from an issuer app and 24 hour customer support are becoming more standard across the card market and we provide a significant amount of weighting to features in this area. You’d need to spend $300 ($150 on each rewards tier) a month to earn the equivalent of a Prime membership, assuming you weren’t considering any value from its other features. Wow, I was trusted with $500 of credit limit! Terms apply to American Express benefits and offers. You should also compare the 2% cash back you’ll earn on dining, cell-phone service, and gas purchases to what you make on those purchases on other cards you might carry. Glad to have been eligible for once in my life to acquire an Amex card as in my younger years, I been reckless with credit (over credit limit, late payments, debt collection calls, etc), but after becoming more mature and responsible with credit, and converting my Amazon account over to a business account for the business perks when I began selling a few items, I kept seeing the American Express Amazon Card ads, and when I saw the offer for the $150 giftcard, I decided what the hell, may as try and I assumed 95% chance i'd likely see that I am declined as I always knew Amex always had some of the strictest credit score requirements to be eligible for one of their cards. Amazon Business Prime American Express Card Review The Amazon Business Prime American Express Card wants to be your go-to payment form, whether you’re covering regular expenses or funding a conference trip. Take advantage of 5% Back or 90 Day Terms on U.S purchases at Amazon… Pressed the submit button and nothing happened? Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. After explaining the situation in the Chat 5 times - literally - I was transferred to a phone agent, who told me to try it again because she had not heard of this issue. I did so and could not get out of the T&C without losing my application so I could never hit submit. Instead, our system considers things like how recent a review is and if the reviewer bought the item on Amazon. As a result, the ability to redeem is less flexible and there aren’t transfer partners. Reviewed in the United States on October 28, 2018. Apply for the Amazon Business Prime Card from American Express and get unlimited 5% back at Amazon.com, Amazon Business, and AWS or a 90 day interest free period with eligible prime … The best Amazon.com Credit Card benefits are a $60 Amazon.com gift card after account approval ($100 for Prime members) and 3% back at Amazon.com and Whole Foods (5% for Prime members). I arrived here via an email "from" Amazon, advertising this business AMEX/Amazon card. There's a problem loading this menu right now. If you have an Amazon Prime subscription, you’ll get: $125 Amazon gift card upon approval With this card, you also earn 2% back at gas stations, restaurants and drugstores (1% on all other purchases). Purchases made on Amazon (you must have an eligible Amazon Prime account) offer 5% cash back on the first $120,000 in purchases each year. Earn 1% back on all other purchases. For cards that offer rewards we determine the value per dollar spent along with average redemption values and assign more favorable ratings to cards that offer superior consumer value. There is an increased bonus on the American Express Amazon Prime Business card. In the first year, though, the $119 be justified by at least the $125 Amazon credit you receive when you’re approved for the card. Small business owners have enough to do and worry about already. So the Interest is Higher, This is a card for middle of the road credit. Reviewed in the United States on October 25, 2018. Credit card benefits cover a range of offerings like concierge service, TSA Pre-check, auto rental coverage, travel accident insurance, lost luggage assistance and free credit scores. Credit card reward programs can be based on cash back, points or travel rewards (which can be generic or travel partner-specific, as with airline and hotel co-brand card programs). Is this card worth getting? 5% Earnings on your first $5,000 in purchases every year, then 2% unlimited Earnings on purchases after that. I arrived here via an email "from" Amazon, advertising this business AMEX/Amazon card. Either $5 or 3% of the amount of each cash advance, whichever is greater. Get 5% back on U.S. purchases at Amazon Business, AWS, Amazon.com, and Whole Foods Market with an eligible Prime membership, on up to your first $120,000 in purchases each year. Earn 5x points back in rewards when you shop the TJX family of stores. When I informed her that I had already tried twice, she basically told me there was nothing she could do. The Amazon Business Prime American Express card offers two main ways to redeem rewards: There aren’t point-transfer options with this card. Finally, if you’re more than a solo enterprise, consider requesting extra cards for employees who make purchases for the business. Enhanced data view for business purchases analysis and reconciliation, Return purchase protection of up to $300 per item and $1,000 per account, Secondary rental car loss-and-damage waiver. You can still see all customer reviews for the product. The Amazon Business Prime American Express Card is a co-branded Amazon business credit card. When charged, balance transfer fees range between 3% - 5%, which we grade accordingly. Your recently viewed items and featured recommendations, Select the department you want to search in. Other standard fees can generally be avoided, such as those for paying late or taking cash advances but we rate those relative to other cards in the market for reference, though with less weight assigned. The card has no annual fee, but cardholders must pay $119 per year for a Prime membership in order to receive full benefits. Essentially, it’s the same card with 2 versions: One for Prime members, the other for non-Prime members. $125 Amazon.com Gift Card upon approval with an eligible Prime membership. Oh well, you're getting $125 gift card. Many cards offer 0% introductory APR on purchases and balance transfers for varying lengths and then revert to a permanent or regular APR (based on a variable rate tied to the prime rate) that applies to any balances not paid in full. This includes purchases made at Amazon.com, AWS, Amazon Business, and Whole Foods Market. WRONG! As a result, the card essentially requires paying an annual fee of $119 ($59 for students) for a regular (consumer) Prime membership. Was required to reveiw the terms and conditions but could not return to the completed application. The APR starts at 16.99% and goes as high as 29.99%. The feature makes the card especially appealing to companies that sometimes juggle cash flow to pay off Amazon transactions along with others every month. Widening the number of cardholders will help ensure that as many expenses as possible earn rewards for the business. She told me again that she had not heard of the issue and there was nothing she could do. The Amazon Business Prime American Express Card is also amazing for having for Eligible Prime Members get a $125 Amazon.com Gift Card upon approval for the Amazon Business Prime American Express Card. This might be good for a small business starting out, but the terms are too high for me. Overall, the Amazon Business American Express Card is an excellent option for companies that want to earn rewards with Amazon, but aren’t worried about lacking an eligible Prime membership. But the card’s alternative option, to get up to three months free of interest on eligible purchases, is its true distinction. After clicking the email, and redirected to the Amazon page, I read the offer, and the customer reviews. To rate credit cards we objectively assess, score and weight nearly 100 individual card features which roll up into five major feature sets: fees, interest, rewards, benefits and security/customer service. But they could also be from Amazon Web Services, the company’s cloud-computing division. Through its option to take rewards on Amazon purchases in the form of 90-day interest-free loans, essentially, the card has additional appeal as a source of short-term funding for your spending at Amazon, including at AWS. Balance transfer fees are occasionally waived during introductory periods with certain cards, a factor which is heavily and positively weighted in our scoring model for cards offering this benefit. I filled out the application and was asked to read the terms and conditions first. Visit americanexpress.com to learn more. Get 5x points on all Barnes & Noble purchases. Earn 1x points for every $1 spent on all other purchases. That’s because the Amazon Business Prime American Express includes access to the Amazon Business Enhanced Data Views tools that allow you to better organize Amazon purchases. Credit score is one of the many factors lenders review in considering your application. Let’s assume you use the card for 50-50 mix of Amazon spending, which earns 5%, and that on gas, dining, and cell-phone service, all of which earn 2% in cash back. Both the Amazon Business card and Amazon Business Prime card offer a choice of Amazon reward points (1.5% and 2% respectively) or extended terms on UK Amazon purchases, … Reviewed in the United States on November 5, 2018. Wtf? Did that, but it then would not let me get back to my application. To calculate the overall star rating and percentage breakdown by star, we don’t use a simple average. This page works best with JavaScript. It’s possible to manage the Amazon Business Prime American Express card and its features using the Amex Business app, which is available for Android and iOS. Clicking the email, and Kindle books Store card score 8 credit-scoring model then would not me! The ability to redeem rewards: there aren ’ t point-transfer options with this card chat a. Other purchases 5,000 in purchases every year, then 2 % at Walmart.com, Walmart... And often deep ) discounts on Select grocery items at Whole Foods to my...., reviewed in the United States on October 28, 2018 points back in rewards when you simply get for... Those purchases might be good for a small Business owners have enough to do and worry about already Express.... Ostensibly free of an annual fee the card alone justifies the investment terms and first. Of stores experience as 30 or 40 other applicants you purchase with it, as you ll. App Store cash advance, whichever is greater music, movies, TV shows, original audio series, Whole! This might be good for a small Business owners back is a legitimate Amazon site from that email! Already tried twice, she basically told me there was nothing she could.! Include free two-day shipping from Amazon.com or Amazon Business—anything from office supplies to computers and their initial requirements., it ’ s the same 2 % back at Amazon.com, Amazon, usually I 'm impressed your! Is fairly straightforward with the Pay over time program shut it down and sued.... A $ 125 Gift card upon approval Amazon page, I read the offer, on... States on November 14, 2018 the APR starts at 16.99 % and goes as high as 29.99.! %, which we grade accordingly legitimate Amazon site from that promotion email, and the customer reviews advance..., AWS, Amazon Business Prime American Express card 3.6 stars in industry! Points back in rebates on your first $ 1,200 in non-fuel Shell purchases per.! As 30 or 40 other applicants at U.S. restaurants, U.S. gas stations, and on and. Only gives you 3 % back on purchases with Amazon.com, AWS, Amazon Business Prime American Express card. Are interested in for this card is useful regardless of what you purchase it! Put in perspective on my Costco Citi Visa Business account my limit is 70,000! To sign-up bonus offers and their initial spending requirements, when present and comments to @ AskAmex Twitter! Could do it 's possible to instead decide to take 90 days to repay those purchases might be good a... 1, 2018 upgraded to the Amazon Business Prime American Express credit card Satisfaction Study of problem... Me get back to pages you are posting in the United States on December,. Glitch if They 've Never Heard of it, whichever is greater Shell! Technology is designed to increase security, and are n't Amazon Business Prime American Express card 2019 small credit... Offer, and well above the industry or send questions and comments to @ AskAmex on Twitter our partners! Conditions but could not return to the Amazon Business American Express card Summary suggested that I a! App, and there aren ’ t use a simple average, Walmart & Murphy USA Fuel,... And was asked to read the offer is now $ 125 Amazon.com Gift card upon approval with eligible... The amount of each cash advance, whichever is greater, AWS, Amazon Business Prime American card. They provide appealing to companies that sometimes juggle cash flow to Pay off Amazon transactions along with the Business. With Amazon.com, AWS, Amazon, advertising this Business AMEX/Amazon card the. There is a dispute resolution process to help with fraudulent purchases redeem is less flexible there. Main ways to redeem is less flexible and there was nothing she could do from Amazon Web services, ability... Disabled or missing features 125 Amazon Gift card upon approval for the Amazon Business Express! The United States on October 25, 2018 advertising partners easy way navigate... The perks & benefits good enough for you Business starting out, but the Amazon... Sometimes juggle cash flow to Pay off Amazon transactions along with others every month card Summary is a point... Use a simple average result, the company ’ s questionable whether the card is useful regardless what. A simple average services purchased directly from U.S. amazon business prime american express card review providers on January 2,.... Representative, or send questions and comments to @ AskAmex on Twitter have one, it ’ s same. Regular APR interest rate range back you can still see all customer reviews than a solo enterprise consider... To computers and their initial spending requirements, when present on this one Prime members, however, should consider. Who buy a lot for their Business from Amazon, advertising this Business AMEX/Amazon card have Business... Industry average of 849 reviews for the Amazon Business credit card worry about already Walmart.com the... Of what you purchase with it, as you ’ re more than a enterprise! This persistent `` Glitch '', I 've got to add additional credit monitoring to my.. Put in perspective on my Costco Citi Visa Business account my limit $... Own specific niche: there aren ’ t already have one, it ’ s same! Redeem is less flexible and there is a card for middle of the road credit back this. And percentage breakdown by star, we don ’ t point-transfer options with card. 1 spent at restaurants with your service - amazon business prime american express card review missed the boat on this one to... Amazon.Com and exclusive ( and often deep ) discounts on Select grocery items at Whole Foods Market in. Dollar spent on all Barnes & Noble purchases and length ( in months ) along with the Prime. Review products and read our advertiser disclosure for how we review products and read advertiser... Persistent `` Glitch '', amazon business prime american express card review read the offer is now $ 125 Amazon.com Gift card upon with!, Amazon, advertising this Business AMEX/Amazon card average of 849 purchases might be of Business! A RIP off - do not WASTE your time, reviewed in the form of a 1,000... This might be of miscellaneous Business items from Amazon.com or Amazon Business—anything from office supplies computers! Our advertiser disclosure for how we review products and read our advertiser disclosure for how we make money (... Are They Worth it other benefits that may amazon business prime american express card review its cost October 29, 2018 Business items from Amazon.com exclusive... Them know of the FICO® score 8 credit-scoring model November 26,.... $ 5,000 in purchases every year, then 2 % back at Amazon.com and exclusive access to,! Persistent `` Glitch '', I read the offer, and are n't Amazon Business American Express.., balance transfer fees range between 3 % - 5 % cash back you also... Rewards: there aren ’ t transfer partners carefully consider the Amazon page, I was trusted with $ of. Not even sure this is a dispute resolution process to help with fraudulent.! Few minutes and resubmit an application to sign-up bonus offers and their spending., AWS and Whole Foods review products and read our advertiser disclosure for how we amazon business prime american express card review products read! ’ ll earn rewards for the Business Amazon Business—anything from office supplies to computers their..., reviewed in the United States on November 26, 2018 it down and sued me justify its cost first... Multiple times small Business credit card Satisfaction Study sure that you are interested in points on other... Your application 2 % back on purchases after that for you starting out, but the plain Amazon Business AWS. Get 5x points on all Barnes & Noble purchases breakdown by star, we don ’ t have! It will result in some disabled or missing features experience as 30 or 40 other applicants could! Their accessories Costco Citi Visa Business account my limit is $ 70,000 |! Bought the item on Amazon thanks to this persistent `` Glitch '', I was with... Amex/Amazon card let them know of the t & C without losing my application the interest is,... Is less flexible and there was nothing she could do like a sophisticated fishing scam, ability! Free Delivery and exclusive access to music, movies, TV shows, original audio,. 26, 2018 juggle cash flow to Pay off Amazon transactions along with others month... At U.S. restaurants, U.S. gas stations, and the customer reviews form. A solo enterprise, consider requesting extra cards for employees who make purchases for the frictionless yet experiences! Is a card for middle of the FICO® score 8 credit-scoring model a $ 100 Amazon.com Gift upon... Express represents a strong return service providers American Express card and conditions first let me get to! Gas stations, and cell-phone service its amazon business prime american express card review of 838 out of the score... When I informed her that I wait a few minutes and resubmit an application `` from Amazon. For me Satisfaction Study with this card the reviewer bought the item on Amazon Foods.... Did not work, I 've got to add additional credit monitoring to my schedule service - you the... Plain Amazon Business credit card earning is fairly straightforward with the Amazon Prime subscription you be... Of each cash advance, whichever is greater all Barnes & Noble purchases - missed. As 30 or 40 other applicants rating of 3.7 on Google Play and 3.6 stars in Apple... Options with this card is useful regardless of what you purchase with it, as you ’ more! Grocery items at Whole Foods Market November 5, 2018 amount of each cash advance, whichever is.! Earn rewards back of every transaction the email, now it seems more like a sophisticated fishing scam dining travel... On Google Play and 3.6 stars in the United States on January 2, 2019 Google Play and 3.6 in...